Terms of Use & Service Policy
IMPORTANT! THESE TERMS OF SERVICE (TOS) GOVERN YOUR USE OF THIS SITE, FINANCIALWORLDSOLUTIONS.COM, WHICH IS PROVIDED BY OUR COMPANY.
BY
ACCESSING THIS SITE, YOU ARE INDICATING YOUR ACKNOWLEDGMENT AND
ACCEPTANCE OF THESE TERMS OF USE.
THESE TERMS OF USE ARE SUBJECT TO CHANGE BY OUR COMPANY AT ANY TIME
IN ITS DISCRETION. YOUR USE OF THIS SITE AFTER SUCH CHANGES ARE
IMPLEMENTED CONSTITUTES YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF THE
CHANGES. PLEASE CONSULT THESE TERMS OF USE REGULARLY.
We try to make all our information on this site as accurate as possible.
Please understand that some text and/or images may appear larger
or smaller than their actual size in order to show as much detail.
Color, size, and detail will vary from one computer monitor to another.
Access to This Site
YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE.
IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO
ACCESS THIS WEB SITE FOR ANY REASON. DUE TO THE AGE RESTRICTIONS
FOR USE OF THIS WEB SITE, NO INFORMATION OBTAINED BY THIS WEB SITE,
FALLS WITHIN THE CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT MONITORED
AS DOING SO.
To access this site or some of the resources it has to offer, you
may be asked to provide certain registration details or other information.
It is a condition of your use of this site that all the information
you provide on this site will be correct, current, and complete.
If our Company believes the information you provide is not correct,
current, or complete, we have the right to refuse you access to
this site or any of its resources, and to terminate or suspend your
access at any time, without notice.
Restrictions on Use
You may use this site for purposes expressly permitted by this site.
You may not use this site for any other purpose, including any commercial
purpose, without our Company's express prior written consent. For
example, you may not (and may not authorize any other party to)
(i) CO-brand this site, or (ii) frame this site, or (iii) hyper-link
to this site, without the express prior written permission of an
authorized representative of our Company. For purposes of these
Terms of Use, "CO-branding" means to display a name, logo,
trademark, or other means of attribution or identification of any
party in such a manner as is reasonably likely to give a user the
impression that such other party has the right to display, publish,
or distribute this site or content accessible within this site.
You agree to cooperate with our Company in causing any unauthorized
CO-branding, framing or hyper-linking immediately to cease.
Proprietary Information
The material and content (hereinafter referred to as the ("Content")
accessible from this site, and any other World Wide Web site owned,
operated, licensed, or controlled by our Company is the proprietary
information of our Company or the party that provided the Content
to our Company, and our Company or the party that provided the Content
to our Company retains all right, title, and interest in the Content.
Accordingly, the Content may not be copied, distributed, republished,
uploaded, posted, or transmitted in any way without the prior written
consent of our Company, or unless authorized in writing elsewhere
on our site, except that you may print out a copy of the Content
solely for your personal use. In doing so, you may not remove or
alter, or cause to be removed or altered, any copyright, trademark,
trade name, service mark, or any other proprietary notice or legend
appearing on any of the Content. Modification or use of the Content
except as expressly provided in these Terms of Use violates our
Company's intellectual property rights. Neither title nor intellectual
property rights are transferred to you by access to this site.
Hyper-Links
This site may be hyper-linked to other sites which are not maintained
by, or related to, our Company. Hyper-links to such sites are provided
as a service to users and are not sponsored by or affiliated with
this site or our Company. Our Company has not reviewed any or all
of such sites and is not responsible for the content of those sites.
Hyper-links are to be accessed at the user's own risk, and our Company
makes no representations or warranties about the content, completeness
or accuracy of these hyper-links or the sites hyper-linked to this
site. Further, the inclusion of any hyper-link to a third-party
site does not necessarily imply endorsement by our Company of that
site.
Submissions
You hereby grant to our Company the royalty-free, perpetual, irrevocable,
worldwide, non-exclusive right and license to use, reproduce, modify,
adapt, publish, translate, create derivative works from, distribute,
perform, and display all content, remarks, suggestions, ideas, graphics,
or other information communicated to our Company through this site
(together, hereinafter known as the ("Submission"), and
to incorporate any Submission in other works in any form, media,
or technology now known or later developed. Our Company will not
be required to treat any Submission as confidential, and may use
any Submission in its business (including without limitation, for
products or advertising) without incurring any liability for royalties
or any other consideration of any kind, and will not incur any liability
as a result of any similarities that may appear in future Company
operations.
Our Company will treat any personal information that you submit
through this site in accordance with its Privacy Policy as set forth
on this site.
Disclaimer
You understand that our Company cannot and does not guarantee or
warrant that files available for downloading from the Internet will
be free of viruses, worms, Trojan horses or other code that may
manifest contaminating or destructive properties. You are responsible
for implementing sufficient procedures and checkpoints to satisfy
your particular requirements for accuracy of data input and output,
and for maintaining a means external to this site for the reconstruction
of any lost data. Our Company does not assume any responsibility
or risk for your use of the Internet.
The Content is not necessarily complete and up-to-date and should
not be used to replace any written reports, statements, or notices
provided by Company. Investors, borrowers, and other persons should
use the Content in the same manner as any other educational medium
and should not rely on the Content to the exclusion of their own
professional judgment. Information obtained by using this site is
not exhaustive and does not cover all issues, topics, or facts that
may be relevant to your goals.
YOUR USE OF THIS SITE IS AT YOUR OWN RISK. The Content is provided
"as is" and without warranties of any kind, either expressed
or implied. Our Company disclaims all warranties, including any
implied warranties of merchantability, fitness for a particular
purpose,
TITLE,
NON-INFRINGEMENT. Our Company does not warrant that the functions
OR CONTENT contained in this site will be uninterrupted or error-free,
that defects will be corrected, or that this site or the server
that makes it available are free of viruses or other harmful components.
Our Company does not warrant or make any representation regarding
use, or the result of use, of the content in terms of accuracy,
reliability, or otherwise. The content may include technical inaccuracies
or typographical errors, and Company may make changes or improvements
at any time. You, and not our Company, assume the entire cost of
all necessary servicing, repair or correction IN THE EVENT OF ANY
LOSS OR DAMAGE ARISING FROM THE USE OF THIS SITE OR ITS CONTENT.
OUR COMPANY MAKES NO WARRANTIES THAT YOUR USE OF THE CONTENT WILL
NOT INFRINGE THE RIGHTS OF OTHERS AND ASSUMES NO LIABILITY OR RESPONSIBILITY
FOR ERRORS OR OMISSIONS IN SUCH CONTENT.
All of the information in this site, whether historical in nature
or forward-looking, speaks only as of the date the information is
posted on this site, and Company does not undertake any obligation
to update such information after it is posted or to remove such
information from this site if it is not, or is no longer, accurate
or complete.
Limitation on Liability
COMPANY, ITS SUBSIDIARIES, AFFILIATES, LICENSEES, SERVICE PROVIDERS,
CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS WILL
NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL,
CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER DAMAGES, INCLUDING LOSS
OF REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR
SIMILAR DAMAGES, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY
OF SUCH DAMAGES. IN NO EVENT WILL THE COLLECTIVE LIABILITY OF COMPANY
AND ITS SUBSIDIARIES, AFFILIATES, LICENSEES, SERVICE PROVIDERS,
CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS, TO
ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT,
TORT, OR OTHERWISE) EXCEED THE GREATER OF $100 OR THE AMOUNT YOU
HAVE PAID TO COMPANY FOR THE APPLICABLE CONTENT, PRODUCT OR SERVICE
OUT OF WHICH LIABILITY AROSE.
Indemnity
You will indemnify and hold Company, its subsidiaries, affiliates,
licensees, content providers, service providers, employees, agents,
officers, directors, and contractors (hereinafter known as the ("Indemnified
Parties") harmless from any breach of these Terms of Use by
you, including any use of Content other than as expressly authorized
in these Terms of Use. You agree that the Indemnified Parties will
have no liability in connection with any such breach or unauthorized
use, and you agree to indemnify any and all resulting loss, damages,
judgments, awards, costs, expenses, and attorneys' fees of the Indemnified
Parties in connection therewith. You will also indemnify and hold
the Indemnified Parties harmless from and against any claims brought
by third parties arising out of your use of the information accessed
from this site.
Trademarks
Trademarks, service marks, and logos appearing in this site are
the property of Company or the party that provided the trademarks,
service marks, and logos to Company. Company and any party that
provided trademarks, service marks, and logos to Company retain
all rights with respect to any of their respective trademarks, service
marks, and logos appearing in this site.
Information You Provide
You may not post, send, submit, publish, or transmit in connection
with this site any material that:
· You do not have the right to post, including proprietary
material of any third party;
· advocates illegal activity or discusses an intent to commit
an illegal act;
· is vulgar, obscene, pornographic, or indecent;
· does not pertain directly to this site;
· threatens or abuses others, libels, defames, invades privacy,
stalks, is obscene, pornographic, racist, abusive, harassing, threatening
or offensive;
· seeks to exploit or harm children by exposing them to inappropriate
content, asking for personally identifiable details or otherwise;
· infringes any intellectual property or other right of any
entity or person, including violating anyone's copyrights or trademarks
or their rights of publicity;
· violates any law or may be considered to violate any law;
· impersonates or misrepresents your connection to any other
entity or person or otherwise manipulates headers or identifiers
to disguise the origin of the content;
· advertises any commercial endeavor (e.g., offering for
sale products or services) or otherwise engages in any commercial
activity (e.g., conducting raffles or contests, displaying sponsorship
banners, and/or soliciting goods or services) except as may be specifically
authorized on this site;
· solicits funds, advertisers or sponsors;
· includes programs which contain viruses, worms and/or Trojan
horses or any other computer code, files or programs designed to
interrupt, destroy or limit the functionality of any computer software
or hardware or telecommunications;
· disrupts the normal flow of dialogue, causes a screen to
scroll faster than other users are able to type, or otherwise act
in a way which affects the ability of other people to engage in
real time activities via this site;
· includes MP3 format files;
· Amounts to a "pyramid" or similar scheme;
· disobeys any policy or regulations established from time
to time regarding use of this site or any networks connected to
this site; or
· contains hyper-links to other sites that contain content
that falls within the descriptions set forth above.
Although under no obligation to do so, our Company reserves the
right to monitor use of this site to determine compliance with these
Terms of Use, as well the right to remove or refuse any information
for any reason. Notwithstanding these rights, you remain solely
responsible for the content of your submissions. You acknowledge
and agree that neither Company nor any third party that provides
Content to Company will assume or have any liability for any action
or inaction by Company or such third party with respect to any submission.
Security
Any passwords used for this site are for individual use only. You
will be responsible for the security of your password (if any).
Company will be entitled to monitor your password and, at its discretion,
require you to change it. If you use a password that Company considers
insecure, Company will be entitled to require the password to be
changed and/or terminate your account.
You are prohibited from using any services or facilities provided
in connection with this site to compromise security or tamper with
system resources and/or accounts. The use or distribution of tools
designed for compromising security (e.g., password guessing programs,
cracking tools or network probing tools) is strictly prohibited.
If you become involved in any violation of system security, Company
reserves the right to release your details to system administrators
at other sites in order to assist them in resolving security incidents.
Company reserves the right to investigate suspected violations of
these Terms of Use.
Company reserves the right to fully cooperate with any law enforcement
authorities or court order requesting or directing Company to disclose
the identity of anyone posting any e-mail messages, or publishing
or otherwise making available any materials that are believed to
violate these Terms of Use.
BY ACCEPTING THIS AGREEMENT YOU WAIVE AND HOLD HARMLESS COMPANY
FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY COMPANY DURING
OR AS A RESULT OF ITS INVESTIGATIONS AND/OR FROM ANY ACTIONS TAKEN
AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER [COMPANY] OR LAW ENFORCEMENT
AUTHORITIES.
Legal Notices
Under no circumstances shall Financial World Solutions, LLC be liable
for any indirect, special, incidental or consequential damages of
any kind, regardless of the form of action, whether in contract,
tort (including negligence), strict product liability or otherwise,
even if we have been advised of the possibility of such damages.
Please contact us if you have any questions.
Miscellaneous
These Terms of Use will be governed and interpreted pursuant to
the laws of California, United States of America, notwithstanding
any principles of conflicts of law. You specifically consent to
personal jurisdiction in California in connection with any dispute
between you and Company arising out of these Terms of Use or pertaining
to the subject matter hereof. The parties to these Terms of Use
each agree that the exclusive venue for any dispute between the
parties arising out of these Terms of Use or pertaining to the subject
matter of these Terms of Use will be in the state and federal courts
in Sacramento, California. If any part of these Terms of Use is
unlawful, void or unenforceable, that part will be deemed severable
and will not affect the validity and enforceability of any remaining
provisions. These Terms of Use constitute the entire agreement among
the parties relating to this subject matter. Notwithstanding the
foregoing, any additional terms and conditions on this site will
govern the items to which they pertain. Financial World Solutions.com
(Financial World Solutions, LLC) may revise these Terms of Use at
any time by updating this posting.